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August 20, 2008
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Producer
A term applied to an agent, solicitor or other person who sells insurance.

Salvage
Property taken over by an insurer to reduce its loss.

Negligence
The absence of ordinary care.

Underinsured Motorist Coverage
Pays for bodily injury or wrongful death caused by an underinsured motor vehicle (that is, a vehicle which is insured, but at an amount that is less than your uninsured motorist bodily injury (UMBI) limits).

Commission
That portion of the premium paid to the agent as compensation for his or her services.

Insurer
The insurance company providing the insurance.

Towing & Labor Coverage
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Misdemeanor
Criminal offenses less than felonies; generally those punishable by fine or imprisonment of less than 90 days in a local facility. A gross misdemeanor is a criminal offense for which an adult could be sent to jail for up to one year, pay a fine up to $5,000 or both.


Contact our Wisconsin Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
74% Of Passenger Vehicle Occupants Who Were Ejected from The Vehicle Were Killed
Safety belts are effective in preventing total ejections: only 1% of the occupants reported to have been using restraints were totally ejected, compared with 29% of the unrestrained occupants.

 


  Newsroom  
 


Emergency Crews Practice Techniques In Mock Car Crash
To test how fire, medical and security forces respond to a real emergency, exercise planners put together a mock car crash using two battered cars ...
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Winter Car Accidents Lead To Insurance Questions
Madison, WI--Wisconsin's annual return of cold and snow will bring out another annual event, more car accidents. Whether you've been involved ...
Read more >


There's The Cost Of The Vehicle
Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Quote

Definition:
An estimate of the cost of insurance based on information supplied to the insurance company.

Premium

Definition:
The money paid for an insurance policy based upon the coverage provided.

Medical Payments Coverage

Definition:
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Wisconsin Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Wisconsin Car Accident Lawyers as soon as possible:

  • Appleton
  • Beloit
  • Burlington
  • Chippewa Falls
  • De Pere
  • Eau Claire
  • Fond Du Lac
  • Franklin
  • Green Bay
  • Janesville
  • Kenosha
  • La Crosse
  • Madison
  • Manitowoc
  • Marshfield
  • Menomonee Falls
  • Milwaukee
  • Neenah
  • New Berlin
  • Oak Creek
  • Oconomowoc
  • Oshkosh
  • Racine
  • Sheboygan
  • Stevens Point
  • Sun Prairie
  • Superior
  • Waukesha
  • Wausau
  • West Bend
  • Wisconsin Rapids
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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